Mortgage Sourcing
We have access to thousands of different mortgage products provided by leading financial institutions, offering a comprehensive array of options and features. On this basis sound mortgage advice tailored to your own specific needs can take a lot of the worry and stress out of moving house or re-financing.
We are registered with the FSA for the mortgage advice that we provide which is based upon researching the whole market place totally independently. We have negotiated many specialist schemes with lenders that can provide flexible mortgage facilities, with interest charged on a daily basis and savings 'offset' facilities, to keep your costs to the minimum.
Some of the important features that our clients need include:
- A mortgage reserve to dip in to for requirements such as school fees, the purchase of a car etc
- A pre agreed mortgage limit
- A mortgage repayment holiday facility to give you cash flow flexibility if required
- Ability to change the amount and timing of your payments according to your cash flow
- A facility to borrow up to 95% of the value of your home
You may or may not be aware that the daily interest facility can make a significant impact on the cost of your mortgage, for example, a 20 year capital and interest repayment mortgage of £150,000 at a rate of 6.45% will provide you with savings of £7,090 if interest were charged on a daily rather than an annual basis. This is equivalent to cutting 6 months off the term of your mortgage.
'Your home is at risk if you do not keep up the repayments on a mortgage or other loan secured to it.
Medical Money Management and Medical Money Management (General Insurance Brokers) Ltd. are authorised and